When Mom or Dad Can No Longer Make Decisions

Where a family member is disabled or has diminished physical or mental capacity, guardianship proceedings may be an option. However, taking this step must be carefully considered because these court proceedings are often very difficult on the family. They can be...

Estate Planning: Power of Attorney

In a Power of Attorney, you select one or more people (called an ‘agent’). The agent is given the right to sign documents and transact business on your behalf during your lifetime. If you select more than one agent, you can specify if each agent can act individually,...

The basics of estate planning

What is estate planning? In estate planning, you anticipate and make arrangements for the disposal of your estate. Your estate is your net worth – the total of all your assets less liabilities. The goals of estate planning are to minimize uncertainties in how to...